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Prepaid Funeral Plans (An Insider’s Guide)

What is a Prepaid Funeral Plan?

Let’s talk about prepaid funeral plans.

I have been in the funeral industry for thirteen years and I’ve been selling pre-arrangement policies for much of that time.

Often families think that their loved one has taken care of everything, when in fact, nothing has been.

Perhaps their loved one just happened to see me on the street and waved. Later, they tell their spouse, “I saw Karen, the funeral director from ABC Funeral Home today!” Without a more detailed discussion, the spouse may get the impression that a meeting took place and the funeral arrangements were made when in fact there is no arrangement at all.

Because people can be hesitant to have the full, difficult conversations about death and funeral plans, this sort of misunderstanding happens more often then you might think. When the loved one dies, the family comes to the funeral home and discovers they have a lot of work to do.

This is the kind of surprise you do not want. It might be a hard conversation to have, but it truly is a must.

Is a prepaid funeral plan right for you? Let me guide you through the ins and outs and help you decide the answer.

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5 Steps To Make Sure Your Funeral Plans Are Followed

Do these five things to make sure your final wishes get carried out

How do you ensure that your funeral plans are followed? This can include big decisions like whether to be buried or cremated, which funeral home to use, an eco-friendly natural burial or a big bold marble sarcophagus, services led by a pastor or a close family member.

Your wishes for your funeral can include smaller touches as well. Perhaps it is important to you that those who attend the service receive a “funeral favor” such as an engraved coin, a packet of forget-me-not seeds, or a bag of your favorite tea. Maybe you have a favorite hymn you would like sung, or a favorite poem you would like read.

These choices are important to you, and you can rest easier knowing that they are going to be respected. Here are five ways to make sure that your funeral arrangements are honored and carried out.

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